Private Client Insurance Services
Wealth Protection
Private Client Service Information
High Net Worth Private Client Services
Wealth Accumulation
Our client families sometimes accumulate wealth through inheritance, marriage, successful careers, real estate investment, or entrepreneurship. With wealth comes added risk.
Risk of Being Underinsured
In a recent study performed by Chubb, nearly 70% of high net worth individuals reported one of their top concerns with insurance is being underinsured. They realize that many insurance companies and policies have limits that fall short of protecting the full value of their assets.
Wealth Preservation and Insurance
High net worth is accompanied by risk and people with high valued assets can be left underinsured. Effective wealth preservation strategies always include insurance protection of catastrophic loss from damage or lawsuits from an experienced agent. The Montgomery & Associates Insurance & Financial Services have experts on hand to protect treasured assets such as homes valued at $750,000 or more, collectible cars, second homes. When the average program is no longer sufficient, Montgomery and Associates is dedicated to helping clients navigate the complexities of risk management and protecting what matters most. That is the essence of how our Private Client Team specializes programs for each client.
Best Insurance Companies for Wealth Protection
Our Private Client Team represents the best of the best in wealth protection insurance companies, so that we can offer the protection you need within the competitive market. We have partnered and are registered agents for the following companies.
Top 7 Wealth Protection Insurance Companies
- Nationwide Private Client
- AIG
- MetLife & Farmers GrandProtect Insurance Package
- Cincinnati Insurance Companies
- PURE Insurance
- Vault Reciprocal Exchange
- Westfield Insurance
Top Collectible Antique Classic and Luxury Car Specialty Insurance Company
Heacock Classic Car
Protecting Your Highest Valued Assets
Montgomery & Associates Insurance and Financial Services understands the importance of strategic asset protection. In today’s world of constant connectivity the risks that our customers experience are not always clear cut and visible. Affluent individuals and families have unique and complex insurance needs that require professional consultation and customized solutions.
If an unfortunate tragedy occurs, you want to rest assured that your lifestyle and assets are properly protected and restored to maintain your accustomed way of life.
As your Private Client Specialist, we design and implement solutions that will protect your complex and unique lifestyle. Our customers have peace of mind knowing that what matters most to them is protected by us.
Montgomery and Associates provides risk management specialization that affluent individuals demand, including:
· High Value Homeowner Insurance
– Coverage for customized homes, secondary homes, investment properties and coastal properties.
– We insure houses, condominiums, duplexes, and multi-family homes in all 50 states including International Coverage in our Private Client Division, insuring primary and 2nd homes, investment properties, vacation homes, jewelry, artwork, and other high value assets.
· Personal Excess Liability/Umbrella
– Net worth protection against claims for bodily injury, personal injury or property damage.
· Valuable Article Insurance
– Worldwide coverage that takes into account market appreciation
· Domestic Staffing Insurance
– As an employer there are additional risks and risks assessments related to employment practices and workers’ compensation
· Exotic Automobile Insurance
– Specialized solutions for automobiles including exotic, antique collections and recreational vehicles, as well as motorcycles and motor homes
· Watercraft Insurance
–Total coverage for every type and size of watercraft, including mega-yachts, high-performance rum-runner boats and wooden hulls
· Luxury Recreational Vehicles
–RVs are becoming more and more deisrablewith clients working remotely. Luxury RVs can cost $100,000 or more.
Customized Policies
Montgomery and Associates is committed to providing personal service and educating clients on the many facets of their personal risk and coverage. Clients can also enjoy the convenience of having all of the insurance needs met in Montgomery and Associates with our partner carriers.
To learn more connect with a Montgomery and Associate Private Client Specialist today.