LUXURY CAR INSURANCE: NASHVILLE TN
Insuring Classic Collectible Cars
Montgomery and Associates appreciates what it takes to own and fully protect high priced cars and trucks. Whether you own an antique, classic, exotic, sports, vintage, collectible, or other rare or luxury car or truck, you will want to have the best insurance available at the best price. Examples include a Bentley, Maserati, Alfa Romeo, Aston Martin or Rolls Royce, purchased from Brentwood or Nashville. You may own an entire collection of classic and antique cars. Finding the right insurance based on your needs is essential to being properly protected with this asset.
Unlike new cars that generally depreciate when you drive them off the sales lot, vintage and classic cars often go up in value. Reviewing your policy every one to two years is an excellent practice. We have luxury auto insurance specialists who will customize insurance programs for you and give you all the options.
Insurance Restrictions on Insuring Classic Cars
Our collectible car reps will also let you know any restrictions from the insurer which may include limiting your driving to 3000 miles or fewer per year or ensuring the vehicle is garage-kept. While these restrictions may seem to limit your use of the car, it does help with underwriting and often will lower your rate, as the insurance company will face reduced risk.
Most Popular Classic Cars in USA
- 1963 Mercedes Benz 300SL
- 1977 Pontiac Firebird Trans Am
- 1970 Ford Mustang Mach 1
- 1970 Chevrolet Camaro
- 1969 Dodge Charger
- 1970 Datsun 240X
What is the most popular classic car in the state of Tennessee? That honor goes to the 1965 Chevrolet Impala.
How old does a car have to be to be considered classic?
According to national insurance carriers, cars can be considered classic as early as 10 years. The cutoff for a classic car’s age is 50 years for insurance purposes.
- References: Progressive Insurance * Nationwide Insurance
Best Classic Car Insurers
Shopping around for the best coverage options at the best price makes sense when owning a high value car. Montgomery & Associates Insurance & Financial Services can run quotes from the top car insurance companies for classic and vintage cars. Each has a division dedicated to tailoring policies to classic car owners.
Top Collectible Car Insurers
- Heacock Classic Car
Be sure you have broad enough coverage to enjoy the way your automobiles were meant to be driven.
Comprehensive Exotic Vehicle Coverage
Montgomery and Associates Private Client Services ensures that their clients carry the most comprehensive coverage available in the market place. Our solutions will provide you with peace of mind that your automobiles and your investments are protected.
Luxury Car Coverage Options
- Our products have the ability to offer:
- Agreed value
- New for old
- OEM parts
- Flatbed towing & road service
- No deductible for windows, locks and airbags
- Diminished value coverage
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