Call Us 855.207.9492 ☰ ˟
855.207.9492
Nashville Progressive Company logo
  • Home
  • Get A Quote
    • Auto Insurance Quote
    • Business Owners (BOP) Quote Form
    • Progressive Car Insurance
    • Commercial Quote Proposal
    • Progressive Renters Quote
    • Request A Financial Review
    • Builders Risk
    • Flood Quote Form
    • General Liability Quote Form
    • Health Insurance Quote
    • Homeowners Insurance Quote
    • Life Insurance Quote
    • Farm Quote Request
    • Motorcycle Insurance Quote
    • Professional Liability Quote Form
    • Recreational Vehicle Insurance Quote
    • Renters Insurance Quote
    • Restaurant Insurance Quote
    • Workers Compensation Quote
    • Safeco Renewals
    • Professional Liability Insurance
    • Restaurant Insurance
  • Products
    • Auto
    • Business & Commercial
    • Food Trucks
    • Homeowners
    • Renters
    • Financial Services
    • Flood
    • General Liability
    • Health
    • Life & Disability Insurance
    • Medigap
    • Motorcycle
    • Professional Liability
    • Recreational Vehicle
    • Restaurant
    • Workers Compensation
    • Earthquake
    • Farm
    • Short-Term Rentals
  • Customer Service
    • Automobile
    • Business & Commercial
    • Motorcycle
    • Other
    • Recreational Vehicle
  • Make A Payment
  • Resources
    • Secure File Area
    • Refer a Friend
    • Important Links
    • Calculators
    • Free Reports
    • Frequently Asked Questions
    • Educational Videos
    • Certificate of Insurance
  • Blog
  • About Us
    • About Us
    • Office Maps
    • Murfreesboro
    • Employee Directory
    • Customer Reviews
    • Privacy Policy
    • Press Releases
  • Contact
    • Contact Us
    • Join Our Newsletter
Home > Nashville Commercial Insurance Quotes | Montgomery & Associates

rate quotes Tennessee insurance

Commercial and Business Insurance 

Montgomery & Associates Insurance offers niche commercial business coverage tied to each industry we serve. Our agents understand the specific insurance needs vary by industry and specialization and have access to the commercial insurance companies in Tennessee for coverage and rate comparisons. Agency niches and Special Risk Management Programs offered in restaurants include fine dining, franchises, local farm to table restaurants, and juice bars.

What are commercial lines of insurance?

Commercial lines of insurance are the types of insurance that cover business risks. Seven examples of commercial lines of coverage include

1)     Professional Liability (Errors and Omissions)

2)     Workers’ Compensation

3)     Umbrella Liability

4)     Medical Malpractice

5)     Cyber Liability Insurance

6)     Business Interruption

7)     Commercial Auto

What type of business insurance do you need?

It varies based on your industry, clientele, size of company, and other factors.

Is business insurance required in Tennessee?

The only insurance required in Tennessee is workers’ compensation. This mandatory insurance is for businesses

with five or more employees. With the building, construction, and mining companies, workers’ comp is mandatory with just one

employee.

 

Having insurance protections aside from workers’ comp is beneficial in reducing risk for business owners. Lines of coverage such

as general liability and professional liability are essential to protect you in the event an unexpected accident or error by an

employee.

Have a question? Ask us about commercial insurance

 

Commercial Lines of Coverage

The following are some examples of commercial lines and the risks they cover.


Medical Practices

Medical and healthcare insurance

The following practices require specialized insurance coverages. Malpractice insurance is just one of the coverages needed.

·         General Dentistry

·         Cosmetic Dentistry

·         Orthodontic

·         Physical Therapy

·         Hospitals

·         Physicians

·         Acupuncture

·         Nurse Practitioners

·         Physician Assistants

·         Chiropractic Clinics

Which are the best commercial insurance companies?

The two top-rated commercial insurance carriers are Chubb and Nationwide.
 

Montgomery & Associates Insurance can quote a number of different companies to compare

policy options, lines of coverage, rates, and coverage. These include Nationwide, Cincinnati, Auto Owners, Selective, Chubb, and Progressive.

How much is business insurance in Tennessee?

Insurance generally costs 20 to 30% of gross sales. Many factors influence pricing such as industry, prior claims, and coverage

discounts.


Law Firms and Legal Services
Montgomery & Associates provides insurance and rate quotes to small or larger law firms specializing in the following:
General Practice
Personal Injury
Intellectual Property
Criminal, Corporate
Bankruptcy
Family Law
Divorce
Immigration
Tax
Employment
Social Security Disability

Restaurants

Local
Fine Dining
Drive-Thru
Chains
Catering Companies
Food Trucks

Investment Properties & Multi-Family Dwellings

Airbnb & VRBO
Hotels
High-Rise Condominiums and Associations
Apartment Complexes
Multi-Family Units
Assisted Living

Other Industries
Technology Firms
Contractor Renovations and Rehabs
Start-ups

We can insure just about any business in any industry. Call us. We’d love to learn more about your business.

Montgomery & Associates Insurance supports and properly protects clients in the areas of estimated risk management funding and growth.

 


Commercial Insurance: General Liability Coverage


Business owners often face significant risk of being sued based on several factors. Having a general liability policy reduces a business's exposure to the risk of being sued or held liable for injuries or damages the business may cause.

As a general rule, this liability coverage protects a business against losses resulting from property damage, bodily or personal injury that may occur on your business property or arise from business operations.

Our agency offers multiple quotes from multiple commercial carriers to ensure you receive the best coverage at the best rate.

General Liability insurance policies pay losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your operations.
Call Montgomery & Associates Insurance to review your current policy or discuss your business insurance needs. (615) 829-8457


Workers' Compensation Insurance

In general, the state of Tennessee requires employers with five or more employees to carry workers’ compensation coverage.

In Tennessee, if you have more than four employees, you are required to carry Workers’ Compensation coverage. For B2B companies, proof of Workers’ Comp is often required. Our agents are available to provide proof of coverage quickly or secure additional coverage to work on government, university, hospital, or out-of-state projects. 
This coverage provides payments to injured workers, without regard to who is at fault for the accident, for lost time from work and medical and rehabilitation services. It also provides death benefits to surviving spouses and dependents and covers work related illnesses.
Call Montgomery & Associates Insurance with questions about workers’ compensation or to sign up for coverage. Our agents can often help lower your current premium. 


Nashville Office Phone (615) 829-8457

At Montgomery and Associates, we offer commercial packages for specific businesses and industries to best meet your needs. Our experienced agents tailor packages to each client, based on individual or commercial needs.

 

Commercial Package Options

Business packages and risk management programs are available in the following business types.

  • Please ask if you do not see your industry represented.

Car Repair Shops
Auto Body Repair Shops
Restaurants
Food Trucks
Medical Practices
Dentists
Chiropractors
Plumbers
General Contractors
Real Estate Developers
Manufacturing Companies
Construction and Design Groups
Roofing Contractors
HVAC Companies
Furniture Stores

Tennessee Commercial Auto Insurance

If you own a business and use commercial vehicles, it is important to have commercial auto insurance and be properly covered. Commercial auto insurance may include coverage for tractor trailers, company cars or vans, delivery or repair trucks, or other vehicle used in your line of work. 

Business automotive policies differ from your personal car coverage in a number of ways. Call the experienced agents at Montgomery & Associates Insurance with questions or to 
request a quote. (615) 829-8457

 

About Commercial Auto Insurance

car renters insurance quotes logo
Quick Links
Home About Us Get A Quote Customer Service
Location
725 Cool Springs Blvd, Suite 300
Franklin, TN 370
67
Local: 615.829.8457
Toll-Free: 855.207.9492
Social Social Social Social Social Social
© Copyright. All rights reserved.
Powered by Insurance Website Builder
Facebook Chat Widget by Digital Inspiration