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started in the business in 1937 and has become one of the best-known companies for car, business, and homeowner's insurance in the United States. The reliability and recognition of Progressive Insurance is why many of our customers ask us specifically for an auto insurance premium quote from Progressive. They want to know the exact insurance costs and be able to compare companies. Montgomery & Associates Insurance & Financial Services has a long-standing relationship with this carrier and know they offer excellent coverage with competitive premium rates.
Online Comparison Rate Shopping
Our agents know savings matters when shopping for automotive coverage. You can call us or request an online rate quote. We make it easy for shop across carriers for the best rate using our free multiple car insurance quote tool. We offer comparison rates with the same coverages for easy decision-making in the complex world of insurance.
Montgomery & Associates has earned the designation of a Platinum Insurance Agent which is designated by invitation-only. When possible, we bundle both home and auto for the best savings. Progressive is known for its side-by-side rate comparisons with competitive carriers. We take it one step further and can include other reputable insurance companies to give you the best savings in a quote we can send to your email online. Our agents take the time to explain coverages and rate comparisons with our clients.
How do I get a Progressive quote?
Receive your quote online or call your Progressive Insurance agent at 1-855-207-9492. We will help you secure new insurance or update a policy. We will also supply comparison shopping with other carriers to give you the coverage you need at the best price.
New Car vs Used Car Premiums
You may be considering buying a new or used car and want to have an idea what your premium payment will be. Not only will we quote Progressive car insurance, but we will also get premium rates from other automotive policy carriers to compare prices and coverage. Montgomery & Associates provides customers with multiple quotes from our auto insurance companies so you may compare the rates and deductibles with your Progressive quote. Insurance costs can be a large portion of a family’s automotive budget especially if there has been a history of accidents. Get car insurance coverage you need at the best price.
What kind of car insurance discounts does Progressive offer?
Progressive Rate Discounts
Progressive auto insurance offers numerous premium rate discounts to their customers. One of the largest Progressive savings is their safe driver discount program which offers drivers a lower rate if they have had no accidents and no tickets in the past three years. Progressive touts this discount as being the highest with an average exceeding 30%.
Progressive Multi-Car Insurance Discounts
Progressive auto insurance policies for cars, trucks, vans, and SUVS also offer an automatic multi-car policy discount which allows customers to combine insurance policies with anyone who resides in the household. The average insurance discount savings is 10% nationally based on auto customers surveyed.
This discount applies to cars, vans, trucks and SUVS.
Progressive Auto Insurance Bundling Discounts
A significant multi-line discount applies to those customers who bundle their coverages such as placing car and motorcycle on the same policy. Similarly, customers often bundle auto and property homeowners insurance with Progressive. Compared to the vehicle bundling, home and auto offers double the discount. The savings add up rapidly. Additionally, most customers prefer to have their home and auto insurance with the same company for simplicity and easy access to information. Other bundling options with Progressive Insurance include motorcycle with homeowners or even boat with homeowners. The more you bundle, the more you save.
What are examples of bundled insurance discounts?
If you get insurance on your truck and boat on the same policy or your SUV and RV, these are considered bundled discounts.
Bundled Discount Examples
Snapshot Car Insurance Discount Program
Progressive car insurance has a unique program for safe drivers called Snapshot. As shown above, safe driver discounts can be substantial and those who choose to use the Snapshot Program can save even more when seeking to insure a new or used car. The Snapshot program allows Progressive to issue a personal rate that saves customers an average of $130 annually on auto insurance, considering national data. The way snapshot works is as follows: Progressive tracks the way you drive by using an app or a plug-in device. The app even offers tips for safer driving to boost your safe driver score.
What affects your Progressive Snapshot Safe Driver Score?
Some factors to keep in mind are limiting hard braking and rapid acceleration, refraining from driving from 12:00 a.m. to 4:00 a.m., which are the most dangerous times to drive.
AM Best is a reputable company that rates the financial strength of insurance companies. It is essentially a credit rating agency. It continues to give Progressive a rating of A+ which equates to superior. Why does this matter to policy holders? When it comes to auto insurance claims it is best to select a company with excellent financial health. Other ratings include AA by Standard and Poor who reserves the rating for companies who meet financial obligations over time. Moody’s Investors Services rates Progressive Insurance as Aa meaning it is a company with a very low credit risk.
Car Insurance Companies
Progressive wants their customers to get a fair rate and is willing to compare their premiums and annual insurance costs with those of other companies. To ensure an equitable comparison, Progressive matches up car insurance policy coverages with make/model and year of vehicle, payout limits and plan deductibles. They are willing to disclose other rates for the same coverages from companies such as Allstate, Nationwide, and State Farm Insurance.
Car Insurance Costs
Progressive does offer comparisons to other carriers and they may not always be the cheapest car insurance. Their long list of discounts can help drop the rate further. Costs vary greatly by city and state and by the cost and risk of the vehicle being protected.
Full automobile insurance coverage in Tennessee averages slightly above $100 per month (35-year-old married person with a clean driving record and no credit issues). In Tennessee, Memphis has the highest rate for a fully insured motorist, followed by Nashville, Knoxville and Chattanooga, with all very similar rates of around $1350 per year.
Progressive Auto Insurance Rate Discount Programs
Progressive rewards students with their Good Student insurance discount. These are just a few of the many discounts offered to drivers by Progressive car insurance. Discounts are applied by our agents as you go through the quoting process. It only takes a few minutes to receive a detailed quote for your car or truck from Montgomery & Associates Insurance & Financial Services. In true Progressive Insurance form, our company's agents also share quotes from Progressive’s competitive carriers to offer you the best coverage at the best rate. Our phone number Progressive quote line is listed below.
Call our Agents now for a Progressive Quote
List of Progressive Auto Insurance Discounts
Good Student Discounts with a B or higher average
Remote School for students who attend schools more than one hundred miles from their home who do not take their vehicle to school with them
Homeowner Discount for simply owning a house or condominium
Payments in Full for paying all insurance expenses upfront
Paperless for signing up for online billing
Auto Pay for signing up for recurring automated payments quarterly or monthly
Multi-Policy and Multi-Auto Discounts
Continuous Car Insurance Coverage
Teen Drivers when added to current policy
Clean Driving Record for drivers with no tickets or accidents for 3 or more years prior to securing coverage
Progressive Car Insurance
With a rich history going back all the way to the 1930’s Progressive Insurance founders were pioneers in the car insurance industry. The carrier was one of the very first car insurance providers to offer drive through claims and flexible payments as opposed to insisting that the full year’s premium be paid up front in full. Progressive insurance understands and promotes the fact that they may not always be able to offer the lowest car insurance quote but they do provide all the information up front to their customers to allow them to make an informed decision based not only on price but on quality as well.
Claims History and Rating
Progressive's claims methods are efficient and demonstrate how much they value the customer in the claims process. They have a top A+ AM. Best Rating, showing their financial strength and ability to withstand losses.
Tennessee is a low-cost auto insurance state. According to Progressive's research, Tennessee ranks as one of the lowest priced states for car insurance. One reason why the premiums are so affordable may be tied to the state not being surrounded by ocean and less susceptible to hurricane damage and other weather factors related to oceans. Other low cost states include North Carolina, Ohio, and North Dakota.
Montgomery & Associates Insurance & Financial Services is a Platinum Progressive Insurance agency. We are happy to offer free Progressive car insurance quotes and compare them alongside our other carriers in the Nashville and entire Middle Tennessee area.
Progressive Homeowner's Quote
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*Average annual savings of $750 was reported by new car insurance customers with Progressive insurance.